(760) 943-6777
  • 			    What type of home loan do you need? We're here to find the right fit for your situation.

    What type of home loan do you need? We're here to find the right fit for your situation.

  • 			    The PERFECT Home is waiting for you...Let us find the perfect loan to go with it!

    The PERFECT Home is waiting for you...Let us find the perfect loan to go with it!

  • 			    Refinacing is easy, with our help and experience, we close most loans within 30 days.

    Refinacing is easy, with our help and experience, we close most loans within 30 days.

I've had credit problems in the past. Does this impact my chances of getting a home loan?

Even with poor credit getting a home loan is still possible. A lender will consider you to be a risky borrower and to compensate for this they will charge you a higher interest rate, and expect a higher down payment usually 20%-50%. The worse your credit history is, the more you can expect to pay.

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