(760) 943-6777
  • Helping you to create a brighter future is what we do best!

    Helping you to create a brighter future is what we do best!

  • Whatever type of home loan you need...We're here to find the right fit for your situation.

    Whatever type of home loan you need...We're here to find the right fit for your situation.

  • With over 25 years in the industry, you can trust us to answer all of your questions and walk you through the loan process.

    With over 25 years in the industry, you can trust us to answer all of your questions and walk you through the loan process.

Testimonials

IFC is by far the BEST Lenders around. We did our research and they met every aspect of our needs with our home. Brian is an amazing man with integrity and honesty to all his clients. The staff is very communicative and on top of every detail. IFC has helped us for many years and we will continue to ask for their assistance and guidance in the coming years. Thank you everyone for having our best interest in mind.

Angelo D

David Church and Becky are the best, they get the job done, very professional. I would highly recommend.

lucy lipham

WOW! I can't even put into words how special it was to work with Brian and IFC. This was my first home buying experience and Brian put so many of my worries at ease right off the bat. Brian is dedicated and committed to putting his clients in the best possible position and I truly felt like I had someone on my side through the whole home buying process. I seriously can't thank Brian and his team enough for allowing me to accomplish one of my life goals. Even after Brian's work was done, he took the time to check in with me after escrow had closed and see how I was doing. I can't recommend him enough. If anyone is looking to buy a home, IFC is the place to go!!

Erick Lara

We love IFC mortgage. They do such a great job. Thank you

Rebecca Boltares

We just closed our third loan with Brian and his team; we are self employed, so it’s always complicated. Brian does his best to give you an idea of where you sit before you go through underwriting which is really important!

Mallory

Great team and has come through on a couple of refi's, so far!

Bruno Buechler Buechler Construction and Development Inc.

thank you so much for the ease of refi! We have never had such an easy loan experience! Thank you to the IFC team for making it so smooth.

Deborah McDonnell

Outstanding. IFC handled our original mortgage when we bought our home, and an easy refinance a year later. This time it wasn't so easy. Our circumstances had changed because of the COVID year; in particular, my job wasn't what it had been. But Brian and his wonderful, professional team kept the process moving along with unquenchable optimism and resourcefulness. Every obstacle was surmounted. Now we have a new mortgage at a substantially lower rate and will save hundreds of dollars every month. I'm beyond happy and so grateful to Brian and his team.

Eman Ramos

Excelente, dedicated, hard working team. Job very well done. Thank you very much.

Rogelio Ramos

IFC Mortgage delivered on all levels. As a real estate professional, I have unlimited options when it comes to lenders to work with. I continually work with Brian and David at IFC Mortgage because if they can deliver for my clients time and time again, they can certainly deliver for me. I successfully closed on my first purchase with IFC and will continue to recommend them to family and friends.

Erik Stadelmann

Amazing team! IFC mortgage has been my go-to lender for all my real estate needs for more than 20 years now.

Helene Baribault

Proactive hustlers who get clients great rates.

Kirk Mather

Thank you Brian, Becky, Rica, and the TEAM!! YEAH !! WE DID IT :) Thank you , THANK YOU AND THANK YOU! IF You Need to Refinance, YOU NEED IFC IN YOUR CORNER. Awesome, Kind, Friendly, Patient, guided us through every step of the way.

Ann J

We just did a refinance of 3 loans with Brian and his IFC Mortgage team. It was the smoothest and easiest transaction imaginable! Thank you so much for your awesome service! Becky and Rica were so helpful and made it so easy for us. We closed all 3 loans in record time with the quickest one being 8 days.

Kristen and Scott

Brian and his team were awesome, very professional and made the refinance process very simple all around great experience and this was our 2nd refinance with his team. Would highly recommend!!

Orion

I found David Church to be crisp in his business dealings. He made decisions quickly and he did what he said he would. He worked with our very short time schedule and presented no surprises. We would certainly use David for future loan requirements.

debra kenyon

Brian and his team are phenomenal! Their level of customer service is impeccable, and communication is spot on. I really can't rave about them enough - I've used them several times! They are warm, caring, friendly & so cheerful, too! You can't go wrong choosing this team to help you out.

Andrea

Brian McDonnell and his ever efficient team at IFC have been handling our mortgage needs for about 20 years. Through purchases and refinances, we have always received exactly the product we have been quoted, and have closed in a timely manner that met other Contract needs/requirements. We have been happy to refer Brian and his team to our children and many friends and contacts over the years. Trusting them with my children is the highest praise we can offer. Always professional/always on top of their game. Well done IFC!

AH

I have worked with IFC Mortgage and Brian McDonnell for over 8 years. I have financed the purchase of homes in addition to refinancing loans. I have found IFC to be professional, prompt and knowledgeable. The hard working team at IFC takes the time to communicate through out the process and works with your financing needs. I doubt you would be disappointed working with IFC. I plan to continue to work with IFC and Brian for all of my future home mortgage needs.

Rudy O

This team is amazing. ABC masters. (Always Be Closing). I just concluded my Re-Fi. Seamless and satisfied as always. Great Job all. Highly recommended.

Darren

Brian and the IFC staff provided the best experience possible when helping my wife and I secure a mortgage for our first home purchase. Brian is highly knowledgeable and has a wealth of experience he has accumulated over many years in the mortgage and real estate industry. Brian will work with you every step of the way to ensure you get into the home of your dreams.

Carlos M.

I have used Brian about eight times for financing and re-financing over the years. He came strongly recommended by my friend Jorge back in the 1990s. Brian and his team of assistants has always gone the extra mile to help my wife and I secure the best loans and optimize our interest rates. My wife is a self-employed CPA and it has always been difficult to get her income verified. IFC Mortgage has always guided us to the finish line.

Rob B.
Escondido, Ca

I have done business with IFC Mortgage on a few occasions. Every experience has been professional and satisfying. If you are military I would definitely do business with IFC Mortgage. They can point you to great resources when it comes to buying a house. David has personally emailed and called me back over the weekends sometimes, when I needed last minute documents for house hunting. This is a professional company with a small family business type vibe. A big thank you to David, Becky and the rest of the company for always helping me.

Paritosh G.
Camp Pendleton, CA

First time home buyer and my wife and I were referred to Brian by two friends that used him to buy their homes. They both had a great experience with the process and so did we. Brian is very knowledgeable and took the time to walk us through the process and explain the numbers to us. Brian was very good at answering all our questions and communicating with us the entire time. No complaints, we had a budget to work with and he was able to stick to it. Very happy with his service and I would work with him again in the future.

Doug H.
San Diego, CA

This guy is a working machine! I met him through 3 friends that he helped get into either their first or second home. When you see the experience he brings to the table you know he is in your corner trying to get you the best that he can provide. That's when the wife and I gave him the opportunity on our first home purchase, and not only did he get us the best rate but helped us close quicker than both (seller/buyer) real estate agents had ever seen. Brian knocked it out the park and left other people wondering how he had worked such amazing magic with the numbers he gave us. When we thought things couldn't be done Brian made it happen. After our first purchase, Brian would keep in contact and check up on us to see how we were doing. He not only cares about his job but for the people he serves. A year later we decided to do a rate reduction loan for our house and the process was almost effortless on our behalf. Whether it be a new purchase, refi, or home equity line. Brian will do his best to not only earn your business but your friendship. This is why I recommend him to everyone and anyone that are in need of his service.

Derek A.
San Diego, CA

We went to see Brian at the end of January, just to find out if it was possible to qualify. (He had helped some family members on two or three purchases.) By the end of March we had become homeowners. Brian recommended an agent who was a perfect fit for our needs, and both of their teams were marvelous to work with. Brian, Becky, and Rica guided us in gathering all our resources for the loan process, while Deno worked on our behalf with the seller's agent to get our offer accepted from among a crowded field of competitors. We would have been happy to close in 30 days, but Brian managed to close 4 days early, giving us a whole 3-day weekend to get started preparing the house for move-in. We are amazed and truly grateful.

R. Family
San Diego, CA

Thank you so much for Brian McDonnell and his team for EVERYTHING. Brian and his team worked really hard into getting everything for my husband and I. This is our first home purchase and Brian, Becky and Rica worked so hard into getting us a loan to buy our first home. What a great team to work with. Very nice and professional and always answered all my silly 1st home buyer questions. I had some dept. issues but they worked really hard to get it resolved for us to get me the best deal they could. I will defiantly use them again in the future if needed and will defiantly recommend them to my relatives, friends, acquaintance and coworkers. Buying a house can be stressful and they made it easy to work with, which made the process much easier. They defiantly know what they are doing and very easy to work with. If you're looking into buying a house, you should defiantly give Brian a call. His staff and himself are wonderful and work really hard to help you out.

Maranda S.
Canyon Country, CA

I had trouble getting a refi anywhere else .brian took care of me to the end .i got a 3.75 percent when everybody else would give me 4.5 to 5 percent.very happy with Brian and his whole staff .very helpful .ill never use anyone else

Jason C.
Bonsall, CA

I rarely do this but I must give Brian McDonnell and all the great staff at IFC Mortgage a huge shout out and a heartfelt THANK YOU ! Without going into details I had a situation keeping me from taking advantage of these once in a lifetime low rates. Brain stayed on top of my issue literally for years. He magically worked out a super solution. I am literally paying 1/2 the amount of interest per month as compared to before his help. Yes rates have gone up but the solution Brian McDonnell worked out for me is insanely low. The breathing room this has created in my budget has taken so much stress away. If you have any questions or need help with a mortgage please call Brian McDonnell.

Greg J.
San Diego, CA

I still can't believe the rate I got from Brian and his group. So amazing made my life better cash out and no fee. Go VA Go Brian thank u so much!!!

Paul B.
San Diego, CA

Brian and his team made a tricky refinance go through where others failed. Great company to work with!

Craig W.
Valley center, CA

Thank you Brian, Becky and Rica for all your support! We have refinanced multiple times and you have always given us the best deal possible. We are grateful for all your help and will always recommend your company to family and friends!

Cecilia P.
San Diego, CA

Ifc has helped me with several mortgages and construction loans. Great service from David Church.

William C.
Encinitas, CA

This review is LONG overdue. Brian and his wonderful team helped me buy my first home in 2010 and then get an amazing rate refinancing it in 2013. They made everything easy to understand, and easy to complete. I'll be forever grateful and recommend them whenever the chance comes up!

Jodi P.
Vista, CA

One word I would use to describe Brian is resourceful. Many lenders rejected our situation, but Brian thought out of the box and didn't give up. He got us a loan, and we were able to become homeowners 1 or 2 years earlier than if we had waited and gone with a different lender.

Mallory F.
Vista, CA

Words can only say so much, but the actions of Brian and his crew of Becky and Rica leave me speechless. They made sure to assist us on everything we needed to purchase our home. Not only did they help us purchase a new home with a great rate and everything that we wanted. They also helped us refinance our condo awhile back. Whether you're looking to open a loan to purchase a home, or refinance your current one I recommend Brian and IFC mortgage for your lending needs! Thanks again guys for making our home possible with the great rate, and accommodating factors!

Derek A.
San Diego, CA

I can't say enough about the IFC Mortgage team... Brian helped me purchase my first home. He is always looking out for your best interests and is very sincere in all his work. Thank you for everything Brian and the IFC team!

Adam B.
San Diego, CA

From buying our first home to our third home...we had 3 different real estate agents but always ONE mortgage company-IFC. Brian, Mindy & Becky have catered to our needs from fixing/improving our credit scores to securing the best type of loan and rates. Not only is Brian extremely knowledgeable with the business, he will meet us at all odd hours to go over the different types of loan options and calculate the numbers to see what our best option will be. His team will work endlessly to get you to close on time. We will continue to use IFC and have referred all our family, friends and coworkers because of the trust we have in them. Thank you Brian, Mindy & Becky (I am sure there are more people involved that we need to thank) for all your hard work. We really appreciate it!

Cindy E.
Carlsbad, CA

Thank you soooo much Brian, Mindy and Becky for all the help you provided in processing our home loan!!!!! What a great team to work with, they were on top of everything as far as getting the best deal possible for their clients! I had credit issues but they worked tireless hours to get it resolved only to get me the best deal possible!! IFC Mortgage is truly a 5 star organization. You come highly recommended to my relatives, friends, acquaintances and all of you out there looking for a terrific company to work with in making the biggest investment of your life:) Thanks again!!!!!•

Jan S.
San Diego, CA

Thank you soooo much Brian, Mindy and Becky for all the help you provided in processing our home loan!!!!! What a great team to work with, they were on top of everything as far as getting the best deal possible for their clients! I had credit issues but they worked tireless hours to get it resolved only to get me the best deal possible!! IFC Mortgage is truly a 5 star organization. You come highly recommended to my relatives, friends, acquaintances and all of you out there looking for a terrific company to work with in making the biggest investment of your life:) Thanks again!!!!!

Cecilia P.
San Diego, CA

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