(760) 943-6777
  • 			    What type of home loan do you need? We're here to find the right fit for your situation.

    What type of home loan do you need? We're here to find the right fit for your situation.

  • 			    The PERFECT Home is waiting for you...Let us find the perfect loan to go with it!

    The PERFECT Home is waiting for you...Let us find the perfect loan to go with it!

  • 			    Refinacing is easy, with our help and experience, we close most loans within 30 days.

    Refinacing is easy, with our help and experience, we close most loans within 30 days.

Testimonials

Brian and the IFC staff provided the best experience possible when helping my wife and I secure a mortgage for our first home purchase. Brian is highly knowledgeable and has a wealth of experience he has accumulated over many years in the mortgage and real estate industry. Brian will work with you every step of the way to ensure you get into the home of your dreams.

Carlos M.

I have used Brian about eight times for financing and re-financing over the years. He came strongly recommended by my friend Jorge back in the 1990s. Brian and his team of assistants has always gone the extra mile to help my wife and I secure the best loans and optimize our interest rates. My wife is a self-employed CPA and it has always been difficult to get her income verified. IFC Mortgage has always guided us to the finish line.

Rob B.
Escondido, Ca

I have done business with IFC Mortgage on a few occasions. Every experience has been professional and satisfying. If you are military I would definitely do business with IFC Mortgage. They can point you to great resources when it comes to buying a house. David has personally emailed and called me back over the weekends sometimes, when I needed last minute documents for house hunting. This is a professional company with a small family business type vibe. A big thank you to David, Becky and the rest of the company for always helping me.

Paritosh G.
Camp Pendleton, CA

First time home buyer and my wife and I were referred to Brian by two friends that used him to buy their homes. They both had a great experience with the process and so did we. Brian is very knowledgeable and took the time to walk us through the process and explain the numbers to us. Brian was very good at answering all our questions and communicating with us the entire time. No complaints, we had a budget to work with and he was able to stick to it. Very happy with his service and I would work with him again in the future.

Doug H.
San Diego, CA

This guy is a working machine! I met him through 3 friends that he helped get into either their first or second home. When you see the experience he brings to the table you know he is in your corner trying to get you the best that he can provide. That's when the wife and I gave him the opportunity on our first home purchase, and not only did he get us the best rate but helped us close quicker than both (seller/buyer) real estate agents had ever seen. Brian knocked it out the park and left other people wondering how he had worked such amazing magic with the numbers he gave us. When we thought things couldn't be done Brian made it happen. After our first purchase, Brian would keep in contact and check up on us to see how we were doing. He not only cares about his job but for the people he serves. A year later we decided to do a rate reduction loan for our house and the process was almost effortless on our behalf. Whether it be a new purchase, refi, or home equity line. Brian will do his best to not only earn your business but your friendship. This is why I recommend him to everyone and anyone that are in need of his service.

Derek A.
San Diego, CA

We went to see Brian at the end of January, just to find out if it was possible to qualify. (He had helped some family members on two or three purchases.) By the end of March we had become homeowners. Brian recommended an agent who was a perfect fit for our needs, and both of their teams were marvelous to work with. Brian, Becky, and Rica guided us in gathering all our resources for the loan process, while Deno worked on our behalf with the seller's agent to get our offer accepted from among a crowded field of competitors. We would have been happy to close in 30 days, but Brian managed to close 4 days early, giving us a whole 3-day weekend to get started preparing the house for move-in. We are amazed and truly grateful.

R. Family
San Diego, CA

Thank you so much for Brian McDonnell and his team for EVERYTHING. Brian and his team worked really hard into getting everything for my husband and I. This is our first home purchase and Brian, Becky and Rica worked so hard into getting us a loan to buy our first home. What a great team to work with. Very nice and professional and always answered all my silly 1st home buyer questions. I had some dept. issues but they worked really hard to get it resolved for us to get me the best deal they could. I will defiantly use them again in the future if needed and will defiantly recommend them to my relatives, friends, acquaintance and coworkers. Buying a house can be stressful and they made it easy to work with, which made the process much easier. They defiantly know what they are doing and very easy to work with. If you're looking into buying a house, you should defiantly give Brian a call. His staff and himself are wonderful and work really hard to help you out.

Maranda S.
Canyon Country, CA

I had trouble getting a refi anywhere else .brian took care of me to the end .i got a 3.75 percent when everybody else would give me 4.5 to 5 percent.very happy with Brian and his whole staff .very helpful .ill never use anyone else

Jason C.
Bonsall, CA

I rarely do this but I must give Brian McDonnell and all the great staff at IFC Mortgage a huge shout out and a heartfelt THANK YOU ! Without going into details I had a situation keeping me from taking advantage of these once in a lifetime low rates. Brain stayed on top of my issue literally for years. He magically worked out a super solution. I am literally paying 1/2 the amount of interest per month as compared to before his help. Yes rates have gone up but the solution Brian McDonnell worked out for me is insanely low. The breathing room this has created in my budget has taken so much stress away. If you have any questions or need help with a mortgage please call Brian McDonnell.

Greg J.
San Diego, CA

I still can't believe the rate I got from Brian and his group. So amazing made my life better cash out and no fee. Go VA Go Brian thank u so much!!!

Paul B.
San Diego, CA

Brian and his team made a tricky refinance go through where others failed. Great company to work with!

Craig W.
Valley center, CA

Thank you Brian, Becky and Rica for all your support! We have refinanced multiple times and you have always given us the best deal possible. We are grateful for all your help and will always recommend your company to family and friends!

Cecilia P.
San Diego, CA

Ifc has helped me with several mortgages and construction loans. Great service from David Church.

William C.
Encinitas, CA

This review is LONG overdue. Brian and his wonderful team helped me buy my first home in 2010 and then get an amazing rate refinancing it in 2013. They made everything easy to understand, and easy to complete. I'll be forever grateful and recommend them whenever the chance comes up!

Jodi P.
Vista, CA

One word I would use to describe Brian is resourceful. Many lenders rejected our situation, but Brian thought out of the box and didn't give up. He got us a loan, and we were able to become homeowners 1 or 2 years earlier than if we had waited and gone with a different lender.

Mallory F.
Vista, CA

Words can only say so much, but the actions of Brian and his crew of Becky and Rica leave me speechless. They made sure to assist us on everything we needed to purchase our home. Not only did they help us purchase a new home with a great rate and everything that we wanted. They also helped us refinance our condo awhile back. Whether you're looking to open a loan to purchase a home, or refinance your current one I recommend Brian and IFC mortgage for your lending needs! Thanks again guys for making our home possible with the great rate, and accommodating factors!

Derek A.
San Diego, CA

I can't say enough about the IFC Mortgage team... Brian helped me purchase my first home. He is always looking out for your best interests and is very sincere in all his work. Thank you for everything Brian and the IFC team!

Adam B.
San Diego, CA

From buying our first home to our third home...we had 3 different real estate agents but always ONE mortgage company-IFC. Brian, Mindy & Becky have catered to our needs from fixing/improving our credit scores to securing the best type of loan and rates. Not only is Brian extremely knowledgeable with the business, he will meet us at all odd hours to go over the different types of loan options and calculate the numbers to see what our best option will be. His team will work endlessly to get you to close on time. We will continue to use IFC and have referred all our family, friends and coworkers because of the trust we have in them. Thank you Brian, Mindy & Becky (I am sure there are more people involved that we need to thank) for all your hard work. We really appreciate it!

Cindy E.
Carlsbad, CA

Thank you soooo much Brian, Mindy and Becky for all the help you provided in processing our home loan!!!!! What a great team to work with, they were on top of everything as far as getting the best deal possible for their clients! I had credit issues but they worked tireless hours to get it resolved only to get me the best deal possible!! IFC Mortgage is truly a 5 star organization. You come highly recommended to my relatives, friends, acquaintances and all of you out there looking for a terrific company to work with in making the biggest investment of your life:) Thanks again!!!!!•

Jan S.
San Diego, CA

Thank you soooo much Brian, Mindy and Becky for all the help you provided in processing our home loan!!!!! What a great team to work with, they were on top of everything as far as getting the best deal possible for their clients! I had credit issues but they worked tireless hours to get it resolved only to get me the best deal possible!! IFC Mortgage is truly a 5 star organization. You come highly recommended to my relatives, friends, acquaintances and all of you out there looking for a terrific company to work with in making the biggest investment of your life:) Thanks again!!!!!

Cecilia P.
San Diego, CA

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